Intelligent transaction security

With speed and simplicity of implementation, Visa Advanced Authorization and Visa Risk Manager are two powerful products that work together or separately to give global issuers integrated, comprehensive fraud risk management. Today more than 8,000 global financial institutions are already using these solutions to help identify and prevent fraud.

Visa Advanced Authorisation

Provides global issuers with a sophisticated in-flight risk scoring, for more targeted and better-informed authorisation decisions.

$ 28 B

of annual fraud prevented¹

500 +

unique attributes evaluated per transaction in about a millisecond²

25 +

years of AI experience

Visa Risk Manager

Leverages the real-time insights of Visa Advanced Authorization and puts them into action. Visa Risk Manager is a web-based suite of tools providing issuers with control and flexibility to manage their risk strategies and risk tolerance. Taps into the power of VisaNet to provide better control of the risk associated with your portfolio using an easily accessible web-based UI 24/7.

Client success stories

With over 60 years of payments expertise, we apply our advanced technologies and data-driven approach to help businesses thrive. Our authorisation solutions help you reduce fraud, increase approvals and provide the best cardholder experience.

Improving authorisation performance

ADCB logo.


Explore additional information about Visa’s authorisation solutions.

Leverage the power of VisaNet

Visa Advanced Authorization helps you analyse each transaction in near real-time³ against hundreds of fraud detectors and risk attributes so that valid purchases go through – and your business keeps growing.

Watch the video to learn about this sophisticated risk score

Approve more good transactions

Utilizes cloud-based fraud risk models using machine learning technology to empower issuers to increase approval rates while reducing fraud.

Watch the video to learn how Visa Advanced Authorization helps drive business growth

Reduce false declines

A Latin American issuer reduced its false decline count by 90% after optimising authorisation performance with Visa Advanced Authorization and Visa Risk Manager.

Read the Latin American issuer case study

Improve fraud detection

A top commercial bank in the EU improved fraud detection and reduced fraud volume with Visa Advanced Authorization while maintaining their target false positive rate.

Read the EU issuer case study

Boost growth

Protect card-not-present (CNP) transactions and amplify eCommerce growth with Visa Risk Manager with Visa Advanced Authorization.

Download the infographic

Get more information on Visa Risk Solutions